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Nubank digital account

Everything you need to save and spend your money.

Applications for products are only available in portuguese.

We are glad you're interested. Please, apply on the Brazilian Portuguese version of our website.

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Enjoy the benefits of a Nubank account on your terms

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Bring instant payments to life

Pix is a new way to make instant transfers and payments 24/7 exclusively available in Brazil. The Nubank way, bureaucracy free.

Learn more about PixInternal Link
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Get the full experience with the debit card

You're in control of your daily purchases in an easy and transparent way

Save time with contactless payments

Go cashless with the Nubank contactless card and pay without entering a password.

Safely and conveniently pay with the debit

Make purchases on several online platforms using the debit card option on your favorite apps and websites.

Better returns than a savings account

All money deposited into your Nubank digital account immediately starts paying interest at 100% the Interbank Deposit Rate, every business day.


By months you would have

R$ 0,00

Total amount deposited R$ 0,00

By months in savings you would have R$ 0,00

This estimate does not constitute a guarantee of future earnings. It is only an estimate based on today's Interbank Deposit rate for the entire period that your deposit would remain in your digital account, and considering no withdrawals and no deposit maturity.

The more you save, the more you earn

Now if you choose a specific date to reclaim your money, the interest is higher than the 100% Interbank Deposit Rate and the selected option at the time of the deposit applies for the entire period.

Image of the Nubank's app showing the planned savings functionality, with several date options and what would be the yield of each option

No hidden fees

Nubank clients save up to R$ 370 per year. No maintenance fees, no lines at branches, no red tape.

How much does it cost to open a Nubank digital account?

Account maintenance fee
R$ 0
Transfers (Pix and TED)
R$ 0
Deposit via bank deposit slip
R$ 0
Issue of card with debit function
R$ 0
Cash withdrawal (external network fee per withdrawal)
R$ 6,50
Image of a Nubank card beside a smartphone with the app opened with a grey background

We know security is your top priority

Real-time push notifications

Keep track of every transaction that comes in and out of your bank account.

Protect your information

An additional layer of security to keep your access safe with touch ID, face recognition or password.

Your card under control

Lost or stolen card? Lock and unlock the card through the app how many times you need.

Safe transactions

Enter your password to confirm and report any unauthorized transactions on your account.

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Brazil's favorite customer support team

You can contact us 7 days a week directly through meajuda@nubank.com.br or chat with an expert right in your app. You can also just reach out to us via 0800 591 2117

Frequently asked questions about the digital account

Our credit analysis is based upon publicly available information and as well as Nubank’s internal criteria and objectives. We generate an internal score that lets us determine which user profiles best meet our operational capacity at this time.

Being a customer of our digital account does not guarantee the release of the credit card, but it can help your case. Using the Nubank account, our digital account, can help us to know more about the customer's profile when evaluating the card.

If you do not receive approval for your credit card it means that we are currently unable to approve your purple card. However, it does not mean that you have any outstanding issues with your credit history or profile. It is simply due to the lack of information available about who is applying for the card.
The Nubank account has no maintenance fees, offers free and unlimited transfers and a higher interes rate than a regular savings account.

You don't have to undergo any kind of credit check to open a Nubank digital account. We only perform an enrollment analysis. Beyond that, our only requirements for customers are: being at least 18 years old, a resident of Brazil, having a regular CPF status on the Receira Federal Brasileira (the brazilian version of IRS) and a smartphone compatible with our app for Android (version 4.4 or higher) or iOS (version 10 or higher).

Good question! With the credit card we make money two ways: When a customer makes a purchase with the credit card, the establishment where they make the purchase pays us a small percentage of the amount through the Mastercard network; and when a customer decides to pay part or all of their bill in installments, we receive interest, even if it's below market interest rates. We also profit from the interest paid in the lending operations.

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Nubank digital account simplifies your financial life