Personal Loans
Transparent, safe and on your terms
A Personal Loan that puts you in control from start to finish: from the calculator to the last installment. No tricks, no fine print.
Applications for products are only available in portuguese.
We are glad you're interested. Please, apply on the Brazilian Portuguese version of our website.
Empréstimo Pessoal
Empréstimo pessoal Nubank é dinheiro na conta do Nubank com as melhores condições para você: a primeira parcela em até 90 dias e com até 24 meses para pagar, antecipação das parcelas com desconto, alteração da data de pagamento, acompanhamento das parcelas via app do Nubank e renegociação autônoma.
Conheça maisNuConsignado
O empréstimo consignado do jeito Nu: segurança e transparência na contratação. Atualmente oferecido para servidores públicos federais e, em breve, para beneficiários do INSS. Faça tudo pelo app do Nubank, sem intermediários: simule o empréstimo, contrate e acompanhe a sua solicitação. Em até 1h após a contratação receba o dinheiro na conta. Antecipe o pagamento das parcelas pelo aplicativo e ganhe desconto. Aproveite taxas mais baratas que a média de mercado.
Conheça maisAntecipação do Saque-Aniversário FGTS
Transforme seu dinheiro parado em possibilidades. Antecipe seu saque-aniversário do FGTS. Os pagamentos são automáticos: as parcelas são descontadas diretamentedireto do saldo do seu FGTS. Você nem sente no bolso. Você pode antecipar até 12 parcelas do Saque-Aniversário, com juros a partir de 1,30% ao mês. Simule suas condições no app e organize suas contas.
Conheça maisEmpréstimo com investimento como garantia
Receba dinheiro na hora na conta do Nubank usando seus investimentos como garantia. Suas economias continuam rendendo enquanto o dinheiro do empréstimo te ajuda com seus planos.
Conheça maisTake control of your payments
Choose the number of installments and payment dates
You choose the first payday, which can be up to 90 days after borrowing. And you have up to 24 months to finish paying off the loan. No hidden details.
Auto-debit or bank deposit slip
Pay your installments with automatic debit on your Nubank account or request a bank deposit slip through customer service.
Pay future installments in advance
You can choose to pay as many installments as you want. The interest rates will be recalculated and you will see how much money you saved directly on your phone.
Surprisingly simple
Over 2.5 million people have taken on Nubank's loan service and discovered the power of an uncomplicated financial life.
We can barely believe it was so easy. We’re very happy, because the installments and the interest rates are lower than others we've seen out there. Plus, instead of paying off the loan for countless months, we'll do it in just two years. — Inara
I managed to hitch my business with the loan you offered me in the app along with my brother-in-law, thanks for the opportunity in these difficult days. — Carla
It is very positive mainly because it’s practical, it impressed me. By how fast it is, the bureaucracy is very low. In other experiences I've had with other banks, an amount like that, under these conditions, at this speed, is wonderful. — Marta
Frequently asked questions about Nubank Personal Loan
Interest rates are customized for each customer and can vary according to the month and number of installments chosen during the simulation. To see the exact rate, just run a simulation.
Yes. The credit portability allows you to transfer your transaction to another financial institution.
There are two rules: the total amount of the new loan cannot be greater than the balance you still need to pay. And the new payment term cannot be longer than the current limit either. In other words: to make the portability, the conditions of the other institution must be better than the current one. You need to compare the two proposals well.
On Nubank, you can port your loan to another financial institution at any time. To do that, you just need to contact the institution you want to transfer to.